Dan Kramer

Happy 4th of July! Looking forward to hot weather and BBQ's. Summer vacations and travel have begun, give our office a call to make sure all of your home, auto, life and utv and boat needs are met. We would be happy to review and make sure you have the correct coverage.

Welcome to the Dan Kramer State Farm Agent office in Howell, Michigan! Since 2001, my team and I have been dedicated to making insurance simple, personal, and stress-free for the individuals and families we serve. With over twenty-three years of experience, I strive to be more than just your insurance agent — I aim to be a reliable neighbor. Whether you're settling into your first home, expanding your family, or preparing for the future, we’re here to offer straightforward guidance and practical coverage options. We’re proud to serve Howell, Brighton, Fowlerville, Pinckney, and many other vibrant communities across Michigan. Life’s biggest milestones require thorough protection, and we’re here to help you feel supported through each stage. Whether you're looking for Auto Insurance to stay safe on the road, Home or Condo Insurance for your house or condo, or Life Insurance to support the people who matter most, our team is ready to walk you through the process. We also offer Renters Insurance to safeguard personal belongings and provide an extra assurance for apartment living. If you're a motorcycle enthusiast, we have Motorcycle Insurance personalized for your adventures on the road. Each plan is designed with your lifestyle and goals in mind. With summer in full swing, it's an excellent time to review your coverage before hitting the road or heading outdoors. Whether you’re cruising Michigan’s scenic highways on your motorcycle, pulling your RV up north for a weekend retreat, or enjoying a day on the lake with your boat, we offer coverage for all your warm-weather activities. Summer should be about freedom and fun, not worrying about the unexpected. Let us help you prepare with Boat, RV, and Motorcycle Insurance that keeps you covered through your adventures. Outside of the office, I enjoy volunteering, fishing, and hiking. I’m an active Howell Chamber of Commerce member and prioritize all opportunities to engage with residents and local businesses. A proud graduate of Michigan Tech University and the Army War College, I currently serve as a General in the Air National Guard of Michigan. My military background has strengthened my dedication to service, integrity, and helping others. I also treasure time with my wife, our six children, and many grandchildren — each moment with them is a gift. I look forward to being your reliable insurance partner and helping you protect what matters most.