Dan Kramer

Happy St. Patrick's Day! Don't rely on luck to cover your needs, we can help you to be certain your needs are met, please give us a call to review your life, car insurance, home insurance and recreational vehicles like utv, atv, boats and snowmobiles. Don't forget daylight savings on March 9.

Welcome to the Dan Kramer State Farm Agent office in Howell, Michigan! Since 2001, my team and I have been committed to making insurance simple, personal, and stress-free for the families and individuals we serve. With over 23 years of experience, I take pride in being more than just an agent—I’m a neighbor, a resource, and someone who genuinely cares about helping you make decisions that align with your goals. Whether you’re settling into your first home, growing your family, or preparing for the road ahead, my team and I are here to provide clear guidance and practical options. We’re proud to serve our Good Neighbors in Brighton, Fowlerville, Pinckney, as well as the many vibrant communities throughout Michigan. Life is full of big moments, and having the right coverage could make all the difference. Whether you need Auto Insurance to stay protected on the road, Home Insurance for your new place, or Life Insurance to help support your loved ones, my team is ready to assist. We also offer Renters and Condo Insurance to provide coverage options that fit your lifestyle. Passionate about outdoor adventures? State Farm's Motorcycle Insurance options are perfect for those who love exploring the open road. With our reliable coverage options and hands-on approach, we make insurance simple—so you can focus on what matters most. Beyond insurance, we believe in being a local resource for our community. My team is always happy to answer questions, offer guidance, and help you choose the right coverage for your needs. From longtime residents to those new to the area, we welcome you to give us a call, stop by, or request a free quote online today! Outside the office, I enjoy volunteering, fishing, and hiking. As an active member of the Howell Chamber of Commerce, I value the opportunity to connect with residents and local businesses, strengthening the community I’m proud to serve. I’m a graduate of Michigan Tech University and the Army War College and have the honor of serving as a General in the Air National Guard of Michigan. My military background has reinforced my commitment to service, integrity, and helping others. In my spare time, I cherish moments with my wife, our six children, and fourteen grandchildren—they make every day an adventure! Thank you for considering us for your insurance needs. We look forward to the opportunity to serve you and help protect what is important in your life